Financial Opportunities.

We currently have 4 Financial program s designed to help.

Financial Programs

  • Revolving Loan Funds and Loan Packaging

    Available in:

    Broome

    Chenango

    What is it?

    Low-interest loans for down payments, closing costs, repairs, and help securing USDA loans for purchases/repairs.  Currently, amounts up to $10,000 may be borrowed starting at 3.5%, repayable ove... READ MORE

    Who is it for?

    Income-eligible individuals who live or work in Chenango, Broome, Madison and Otsego Counties who may not be able to obtain loans through banks or other financial institutions.

    How does this benefit you?

    • Purchase a home
    • Maintain the quality of your home
    • Acquire affordable housing
    • Increase home's value and your equity
    • Promote neighborhood revitalization by improving your home
    • Free up dollars you can use to pay for something else your family may need

    How to Apply

    Click the button to download the application form. Complete and return according to the instructions in the form.

    DOWNLOAD APPLICATION FORM

    Contact Information

    For information and/or an application, please contact Greater Opportunities at 607-334-7114.

  • Budgeting Services

    Available in:

    Broome

    Chenango

    What is it?

    Our Budgeting Program, as part of our HUD Counseling services, will help you review all your expenses, identity areas that need assistance, and create a timeline to gradually bring you out of debt. READ MORE

    Who is it for?

    Individuals and families looking to grow their financial knowledge and adopt tools to help them live a financially sound life.

    How does this benefit you?

    • Learn how to budget your expenses in a way that is feasible for you
    • Get out of debt
    • Grow your financial freedom
    • Repair your credit score

    How to Apply

    Click the button to download the application form. Complete and return according to the instructions in the form.

    DOWNLOAD APPLICATION FORM

    Contact Information

    For information and/or an application, please contact Greater Opportunities at (607) 334-7114.

  • Financial Literacy

    Available in:

    Broome

    Chenango

    What is it?

    Our Financial Literacy Program offers a step by step FREE education financial education on what not to do, how to fix your credit, what loans to choose from, and all the opportunities available at you... READ MORE

    Who is it for?

    Individuals who are not ready to purchase for various reasons, such as credit issues, bankruptcy or high debts.

    How does this benefit you?

    • Learn how to develop a budget
    • Raise your credit scores
    • Find loans that work for you
    • Balance finances
    • Grow a savings account
    • Pay bills affectively

    How to Apply

    Click the button to download the application form. Complete and return according to the instructions in the form.

    DOWNLOAD APPLICATION FORM

    Contact Information

    For information and/or an application, please contact Greater Opportunities at 607-334-7114.

  • HUD Counseling

    Available in:

    Broome

    Chenango

    What is it?

    Greater Opportunities formerly known as Opportunities for Chenango, Inc. has been a Certified HUD Counseling Agency since 1992. The purpose is to educate individuals of all income levels regarding an... READ MORE

    Who is it for?

    Individuals from all income levels seeking to learn about the best practices for an array living situations including homeowners, renters, first-time homebuyers, or individuals who struggling to pay for housing.

    How does this benefit you?

    Learn About:

    • Homelessness
    • Rental assistance (having a hard time finding a place to live, rental arrears, landlord problems)
    • Fair housing issues
    • Mortgage delinquency or facing foreclosure
    • Predatory lending
    • Refinancing
    • Home repairs
    • First-time home buying education
    • Reverse mortgages

    How to Apply

    Click the button to download the application form. Complete and return according to the instructions in the form.

    DOWNLOAD APPLICATION FORM

    Contact Information

    For information and/or an application, please contact Greater Opportunities at 607-334-7114.

    How we help you achieve your own success.

    • Our team works hand-in-hand with you to help create the opportunities and programs that work for you.
    • We will meet with you face-to-face to help track your progress in order to ensure your ultimate success.
    • We believe that your success is our success.