Financial Opportunities.
Financial Programs
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Revolving Loan Funds and Loan Packaging
Available in:
Broome
Chenango
What is it?
Low-interest loans for down payments, closing costs, repairs, and help securing USDA loans for purchases/repairs. Currently, amounts up to $10,000 may be borrowed starting at 3.5%, repayable ove... READ MORE
Who is it for?
Income-eligible individuals who live or work in Chenango, Broome, Madison and Otsego Counties who may not be able to obtain loans through banks or other financial institutions.
How does this benefit you?
- Purchase a home
- Maintain the quality of your home
- Acquire affordable housing
- Increase home's value and your equity
- Promote neighborhood revitalization by improving your home
- Free up dollars you can use to pay for something else your family may need
How to Apply
Select a form below to complete online.
Revolving Loan Fund Contact FormClick the button to download the application form. Complete and return according to the instructions in the form.
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Budgeting Services
Available in:
Broome
Chenango
What is it?
As part of our HUD Counseling services, our Budgeting Program will help you review all your expenses, identify areas that need assistance, and create a timeline to gradually bring you out of debt. READ MORE
Who is it for?
Individuals and families are looking to grow their financial knowledge and adopt tools to help them live a financially sound life.
How does this benefit you?
- Learn how to budget your expenses in a way that is feasible for you
- Get out of debt
- Grow your financial freedom
- Repair your credit score
How to Apply
Select a form below to complete online.
Budgeting Services Contact FormClick the button to download the application form. Complete and return according to the instructions in the form.
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Financial Literacy
Available in:
Broome
Chenango
What is it?
Our Financial Literacy Program offers a step by step FREE education financial education on what not to do, how to fix your credit, what loans to choose from, and all the opportunities available at you... READ MORE
Who is it for?
Individuals who are not ready to purchase for various reasons, such as credit issues, bankruptcy or high debts.
How does this benefit you?
- Learn how to develop a budget
- Raise your credit scores
- Find loans that work for you
- Balance finances
- Grow a savings account
- Pay bills affectively
How to Apply
Select a form below to complete online.
Financial Literacy Contact Form Financial Literacy Submit Document FormClick the button to download the application form. Complete and return according to the instructions in the form.
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HUD Counseling
Available in:
Broome
Chenango
What is it?
Greater Opportunities formerly known as Opportunities for Chenango, Inc. has been a Certified HUD Counseling Agency since 1992. The purpose is to educate individuals of all income levels regarding an... READ MORE
Who is it for?
Individuals from all income levels seeking to learn about the best practices for an array living situations including homeowners, renters, first-time homebuyers, or individuals who struggling to pay for housing.
How does this benefit you?
Learn About:
- Homelessness
- Rental assistance (having a hard time finding a place to live, rental arrears, landlord problems)
- Fair housing issues
- Mortgage delinquency or facing foreclosure
- Predatory lending
- Refinancing
- Home repairs
- First-time home buying education
- Reverse mortgages
How to Apply
Select a form below to complete online.
HUD Counseling Contact Form HUD Counseling Submit DocumentClick the button to download the application form. Complete and return according to the instructions in the form.
DOWNLOAD FORM
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How we help you achieve your own success.
- Our team works hand-in-hand with you to help create the opportunities and programs that work for you.
- We will meet with you face-to-face to help track your progress in order to ensure your ultimate success.
- We believe that your success is our success.
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Broome Office
5 W. State Street Binghamton, NY 13901
PHONE: (607) 723-6493
FAX: (607) 723-6497
Chenango Office
44 West Main Street Norwich, NY 13815
PHONE: (607) 334-7114
FAX: (607) 336-6958
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This website is supported by Grant Number 02CH012141 and 02CH011631 from the Family and Youth Services Bureau within the Administration for Children and Families, a division of the U.S. Department of Health and Human Services. Neither the Administration for Children and Families nor any of its components operate, control, are responsible for, or necessarily endorse this website (including, without limitation, its content, technical infrastructure, and policies, and any services or tools provided). The opinions, findings, conclusions, and recommendations expressed are those of the author(s) and do not necessarily reflect the views of the Administration for Children and Families and the Family and Youth Services Bureau.