The goal of our First-Time Home Buyer Programs is to help our clients become independent financially and become contributing members of our community. We believe that when we help build the individuals around us into becoming who they envision, we are helping our community as a whole.
Our First Time Home Buyer Programs focus on teaching our clients everything they need to know to become successful homeowners. Greater Opportunities will provide one-on-one counseling, group education, and/or on-line education for eligible participants. Greater Opportunities utilizes "Realizing the American Dream", from Neighbor Works America, as the pre-purchase group curriculum and E-Home America for on-line education. Once a participant has completed, group or on-line education, they will continue one-on-one counseling to purchase a home, continue to work on becoming mortgage ready, or decide not to purchase a home of their own. By our HUD certified housing counselor working with participants, it ensures that participants have a consistent resource for navigating a complex system which provides for a better outcome of "participation leading to home ownership." Greater Opportunities provides a home inspection when the customer is purchasing a home utilizing grant funding, which assists in the reduction of risks to the health, welfare, and safety of the beneficiaries. Greater Opportunities Rehabilitation Specialist looks at health and safety issues during the initial inspection of the home by the potential homebuyer, but this does not replace a formal home inspection by a professional provider.
Low to moderate-income families looking to purchase their first home within Chenango or Broome County who need assistance in learning the real estate process and available financing opportunities.
For information and/or an application, please contact Greater Opportunities at 607-334-7114.
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