First-Time Home Buyer Grants and Programs for 2021 - FHA

First-Time Home Buyer Grants and Loan Programs Available in Cities and Counties Throughout the United States Grants and specialized loan programs for first-time home buyers are available in cities and counties throughout the United States. These programs provide down payment and/or closing cost assistance in a variety of forms, including grants, zero-interest loans, and deferred payment loans. This is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.